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Isabela Caicedo
Isabela Caicedo
Content creator · Bogotá
Instagram 245KTikTok 180K

Meet Isabela, a content creator in Colombia.

Get paid in USD from 6 different sources.

YouTube
Instagram
TikTok
Their course
Affiliates
One brand
All together, every month
$0USD
IsabelaIsabela invoices $5,000 a month

Works 12 months. She gets paid 11.

Between 5% and 8% of every payment vanishes in fees and middlemen, before it even reaches them.

Jan
Feb
Mar
Apr
May
Jun
Julvanished
Aug
Sep
Oct
Nov
Dec
Ugh, a whole month gone. −$4,800 a year.
Credit assessmentTraditional bank
Monthly income$5,000 USD
Income sources6
Traditional banking historyNone
Approved credit limit$0
Denied

And it's not just what they lose

Earns more than many people with a fixed salary. To the bank, she's still too risky.

Without a formal payroll there is no history, and without history there is no credit. The financial system does not see her, even though she moves thousands of dollars a month.

Artistas
Artists
Influencers
Influencers
Podcasters
Podcasters
Escritores
Writers
Diseñadores
Designers
Freelancers
creator
creator
creator
Artists
creator
creator
creator
Freelancers
creator
creator
creator
Influencers
creator
creator
creator
UGC
creator
creator
creator
Podcasters
creator
creator
creator
Streamers

And Isabela isn't the only one.
There's a new kind of global worker.

24M+
creators and independent workers in LATAM.
They really earn. To the financial system, they still don't exist.
Source: ILO and World Bank estimates on independent work in Latin America.

That is why Midi exists. Your money, finally in a place made for you.

A dollar account
Get paid from any platform or company in the world. No hidden fees, no waiting days.
Your Midi card
Spend your money instantly, anywhere. Physical and digital.
Credit that gets yousoon
We measure you by what you really earn, not by a proof of employment.
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Available in 4 countries
🇦🇷Argentina🇧🇷Brazil🇨🇴Colombia🇲🇽Mexico