Comparison
ARQ (formerly DolarApp) helps you save in dollars. Midi helps you earn them: get paid from any platform in the world, move them in real time and spend them with your Visa card.
ARQ (formerly DolarApp) is a popular app in LATAM to hold dollars and protect against devaluation, with a dollar account and card. Its focus is more on savings and remittances than on global work. Midi is built for those who create and get paid by the world: on top of your dollar account and your Visa card, you get paid from any platform in real time, move your money with local rails and soon access credit based on your income.
What truly matters for a creator or freelancer getting paid in dollars from Latin America.
| Feature | Recommended | ARQ |
|---|---|---|
| Dollar account to save and spend | Yes, from home | Yes |
| Physical and digital international card | Physical and digital Visa | Yes |
| Get paid from any platform in the world | In real time | Focus on savings / remittances |
| Transfers to LATAM with local rails (PIX, SPEI, BreB) | Yes | By country |
| Built for the LATAM creator economy | Yes | No |
| Credit based on your income | Soon (Midi Score) | No |
| Open account | Free | Free |
The information in this comparison was gathered from public sources and may vary by provider, country and use case. Always check the current terms of each service.
Yes. Both give you a dollar account in LATAM, but Midi is built for the creator economy: you get paid from any platform in the world in real time, move your money with local rails and soon access credit based on what you earn.
Open your dollar account for free and start getting paid by the world without losing along the way.