Comparison
Ontop connects companies with contractors in LATAM. Midi is your own account to get paid from any platform or client in the world, not just from one company.
Ontop is a platform for companies to hire and pay talent in Latin America, and it gives the worker a dollar account and a card. Its focus is the company-contractor relationship. Midi is built for the independent creator and freelancer: you get paid from any platform or client in the world in real time, move your money with local rails and use your Visa card instantly, whether or not you depend on a company.
What truly matters for a creator or freelancer getting paid in dollars from Latin America.
| Feature | Recommended | Ontop |
|---|---|---|
| Dollar account to save and spend | Yes, from home | Yes |
| Physical and digital international card | Physical and digital Visa | Ontop Card |
| Get paid from any platform in the world | In real time | By company / client |
| Transfers to LATAM with local rails (PIX, SPEI, BreB) | Yes | By country |
| Built for the LATAM creator economy | Yes | No |
| Credit based on your income | Soon (Midi Score) | No |
| Open account | Free | Free |
The information in this comparison was gathered from public sources and may vary by provider, country and use case. Always check the current terms of each service.
Yes. Both give you a dollar account and card in LATAM, but Ontop revolves around the company-contractor relationship; Midi is your own account to get paid from any platform or client in the world, whether or not you are a company's contractor.
Open your dollar account for free and start getting paid by the world without losing along the way.