Comparison

Midi vs PayPal

PayPal is global, but expensive for getting paid in LATAM. Midi gives you a real dollar account, a Visa card and your full money, with nothing lost to conversion.

PayPal is accepted worldwide, but getting paid and withdrawing in Latin America tends to be expensive because of conversion fees and receiving fees, and your balance is not a dollar account you can use freely. Midi gives you a real dollar account, a physical and digital Visa card to spend instantly, and payments from any platform without your money losing value along the way.

Midi vs PayPal. Compare for yourself.

What truly matters for a creator or freelancer getting paid in dollars from Latin America.

FeatureRecommendedPayPal
Dollar account to save and spendYes, from homeA balance, not a USD account
Physical and digital international cardPhysical and digital VisaNot in LATAM
Get paid from any platform in the worldIn real timeYes, with high fees
Transfers to LATAM with local rails (PIX, SPEI, BreB)YesNo
Built for the LATAM creator economyYesNo
Credit based on your incomeSoon (Midi Score)No
Open accountFreeFree

The information in this comparison was gathered from public sources and may vary by provider, country and use case. Always check the current terms of each service.

Why choose Midi

Built to earn, move and use your dollars from Latin America.

Dollar account from LATAM
Open a dollar account from home, without traveling to the United States. Get paid from any platform in the world and your money arrives in full.
In real time, with local rails
Receive and move your money instantly with PIX, SPEI and BreB. No waiting three to five business days or endless transfers.
Built for those who create
Midi is the first fintech for the creator economy in LATAM: Visa card, global payments and soon credit based on what you really earn.

Frequently asked questions

Yes. Midi is an alternative to PayPal for LATAM creators: instead of a balance with high conversion fees, you get a real dollar account, a Visa card and global payments with your full money.

Your money, finally in a place made for you.

Open your dollar account for free and start getting paid by the world without losing along the way.